About Kenora Financial

Nice to meet you!

We help you plan for retirement on your terms – and your timeline.

Nilu Judge headshot

Best advice from my mom: A house is like a bottomless pit; the more you invest, the more it craves. Limit the size of the pit you buy.

What financial freedom means to me: I can spoil my favorite people – without stressing over my bank account.

Nilu Judge, CPA

Partner & Lead Financial Advisor

I became a financial advisor for a very personal reason. Growing up, I watched my mom struggle financially in a culture where she wasn’t expected — or even given the choice — to manage her own finances. That experience has stayed with me, and it drives the way I approach this work, especially in helping women feel more confident taking control of their financial futures.

My path wasn’t traditional. I started in public accounting in Toronto, then moved into business consulting before eventually relocating to the U.S. and learning a completely new tax system along the way. That experience shaped how I think about planning today — especially how closely taxes connect to investment decisions, retirement, and long-term strategy.

Having gone through career changes and an international move, I understand how to navigate uncertainty and make thoughtful decisions as things evolve — something I bring into my work with clients every day.

The most rewarding part of my work is seeing clients grow more confident over time — not just in their plan, but in their ability to make decisions and move forward.

Financial decisions are never about numbers alone. They are personal, emotional, and sometimes a bit messy. I help clients work through that and connect their finances to the life they want to live — from growing their nest egg, to supporting their kids, to creating more tax-efficient income in retirement.

Outside of the office, I’m usually trying to stay one step ahead of my kids, attending their soccer games, or finding time to read when I can. I also spend a lot of time traveling to visit family across three different continents.

Financial Planning, Investment Management, & Tax Preparation – all on one team

Ready to learn more?

Schedule your free
introductory meeting

The best way to find out if we’re a good match for your financial planning needs?

Meet the team. See what you think. And don’t worry – there won’t be any pressure, or any pitches. We’re happy to answer whatever financial questions you have!